Introduction

Welcome to Trust One Financial. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. These terms govern your use of our website, services, and any information provided through the site.

If you do not agree with these Terms and Conditions, please do not use this website.

Trust One Financial reserves the right to modify or update these Terms at any time without prior notice. Changes will become effective immediately upon posting. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

Use of Website

The content provided on this website is for general informational purposes related to mortgage lending, home loan programs, and financial services offered by Trust One Financial.

You agree to use this website only for lawful purposes and in a manner that does not violate any applicable laws or regulations.

You agree not to:

● Use the website in any way that may damage or disrupt the functionality of the website

● Attempt to gain unauthorized access to systems or networks connected to the website

● Use automated systems or software to extract data from the website without permission

● Misrepresent your identity or submit false information through forms or applications

No Financial or Legal Advice

The information provided on this website is intended for informational purposes only and should not be considered financial, legal, or tax advice.

Mortgage programs, interest rates, and lending terms are subject to change without notice and may vary based on individual qualifications, credit history, property type, and market conditions.

You should consult with a qualified financial advisor, tax professional, or attorney before making any financial decisions related to mortgage lending.

Loan Applications and Eligibility

Submitting information through this website does not constitute final loan approval.

All mortgage applications are subject to:

● Credit approval

● Verification of income, assets, and employment

● Property appraisal

● Underwriting review

● Compliance with federal and state lending regulations

Trust One Financial makes no guarantees regarding loan approval, loan terms, or interest rates until the underwriting process is completed.

Accuracy of Information

While Trust One Financial makes reasonable efforts to ensure that the information on this website is accurate and up to date, we do not guarantee the completeness, accuracy, or reliability of the information presented.

Information regarding loan programs, rates, and financial products may change without notice.

Trust One Financial is not responsible for errors, omissions, or outdated information appearing on the website.

Text Messaging Communication  Information

Text messages will be sent to you, and subscribers can:

● Opt in to the text service on the website

● Opt out of the text service by replying with the keyword “STOP“ to the message received

● Receive assistance with the text service by replying with the keyword “HELP” to the message received

● You may receive more than five text messages per week, occasionally more. Standard message and data rates may apply.

Third Party Links

This website may contain links to third-party websites for informational purposes.

Trust One Financial does not control or endorse the content, policies, or practices of any third party websites and is not responsible for their content or privacy practices.

Accessing third party websites is done at your own risk.

Intellectual Property

All website content, including text, graphics, logos, icons, images, and design elements are the property of Trust One Financial or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, or use any content from this website without prior written permission from Trust One Financial.

Limitation of Liability

Trust One Financial shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of this website.

This includes, but is not limited to:

● Loss of data

● Loss of business or financial opportunities

● Website interruptions

● Errors or inaccuracies in website content

Your use of the website is at your own risk.

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

By using this website, you consent to the collection and use of information as described in our Privacy Policy.

Security

While Trust One Financial takes reasonable steps to protect information submitted through this website, no internet transmission can be guaranteed to be completely secure.

Users submit information through the website at their own risk.

Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with the laws of the United States and the state in which Trust One Financial operates, without regard to conflict of law principles.

Contact Information

If you have questions regarding these Terms and Conditions, you may contact us at:

Trust One Financial